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666 points jcartw | 1 comments | | HN request time: 0s | source
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cyberclimb ◴[] No.43622235[source]
As a foreigner that visited Brazil for some weeks, I found the ubiquity of the PIX payment system to be a handicap for tourists visiting the country.

PIX is only for locals as you need to register with a CPF (Brazil ID number which is hard and tedious to get as a tourist). I ran into many scenarios where the only option was to pay with PIX and the staff aren't used to tourists and look at you funny when you explain you can't use PIX.

Also beyond PIX, if you try to book buses, planes, or take out a gym membership, while you're within the country, 99% of the time it's shockingly impossible to pay without a CPF, even by credit and debit card. I've even seen this for paying the laundry machine.

I'm sure the PIX system is great for Brazilians, and it was helpful having a local friend to make payments on my behalf, but Brazil really lives in a bubble where it seems a side-effect of their system is making things actively very hard for visitors to operate within the country.

replies(4): >>43624388 #>>43624747 #>>43625500 #>>43630884 #
1. dakial1 ◴[] No.43625500[source]
You mean online right? Credit/debit card payment gateways are a little cumbersome for foreigners not only because they are a small amount of customers, but also because it opens a window for card fraud, which in Brazil, the online stores have to paid for it (as it is a non-physical credit card use).

Apparently Wise had a PIX functionality here in Brazil, but it seems that they removed it for some reason.