Standard workflow in Brazil:
- You need to buy something from person XZ, whether an individual, small business, or huge business.
- XZ sends you an invoice (including relevant taxes).
- You pay the invoice. XZ knows you’ve paid.
- At year end you can download all your invoices, including any taxes already paid, for doing your taxes. (Brazil taxes make American taxation look simple.)
Standard workflow in America:
- “Do you want cash, mail a check, or PayPal/Venmo/Cashapp?”
- “Umm do PayPal but friends and family please… also it’s at my wife’s email that still has her maiden name”
- Zero detail on invoice (maybe a receipt printed on thermal paper or a random email) which you lose by tax time
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