I think a largely prefer a government-run payment system than an US company monopoly.
There are so many powerful and influential anti/small-government that are rabidly opposing anything made by the government, and offered to the people.
The argument is always the same:
- "It will stifle innovation"
- "It is unfair to business"
- "It will make people dependent on the government"
- "It will give government more access to spy on the citizens"
and the list goes on.
For decades the American people have been told that anything the government touches will be expensive, inefficient, and lead to a more taxes. Private sector knows best, and all that.
And it is especially bad right now. You had MAGA-influencers outright rejoicing that DOGE had laid off the 18F team, spreading the gospel that free (government-run) tax tools are an abomination.
Do you have some counter arguments?
Because I think the whole government are inefficient and suck is partly a self fulfilling prophecy.
Swiss railways or how Taiwan created the semiconductor industry from scratch comes to mind. Estonia E-Government. Or like the Panama canal?
realistically, the workforce that was hired around sorting through hundreds of thousands of bureaucratic paper documents in the 70s/80s is not the same workforce that can really build new products and the feds are mostly the former.
frankly i find the american healthcare system quite good if you have good job-tied insurance. most of the problems arise because we don’t have any sort of triage for high need issues and thus get overutilization and high cost.
Months for specialists sounds bad (during covid the waits in the Bay Area got pretty bad), but for context on the NHS, they are currently targeting having more than 65% of patients served within ~5 months and they don't even make that target. Even the extremely capacity constrained Bay Area isn't close to that level of dysfunction.
You'd be surprised how bad FAANG is, too.
Soviet union was fine too if you were an apparatchik…
In practice, it is software consulting companies that are doing all of the heavy lifting while the federal workers largely sit back and collect their paycheck - and talented operators are extremely rare there as well.