An image of an archeologist adventurer who wears a hat and uses a bullwhip

I don't see why this is an issue? The prompts imply obvious and well-known characters, and don't make it clear that they want an original answer. Most humans would probably give you similar answers if you didn't add an additional qualifier like "not Indiana Jones". The only difference is that a human can't exactly reproduce the likeness of a famous character without significant time and effort.

The real issue here is that there's a whole host of implied context in human languages. On the one hand, we expect the machine to not spit out copyrighted or trademarked material, but on the other hand, there's a whole lot of cultural context and implied context that gets baked into these things during training.

It's an IP theft machine. Humans wouldn't be allowed to publish these pictures for profit, but OpenAI is allowed to "generate" them?

I'm honestly trying to wrap my head around the law here because copyright is often very confusing.

If I ask an artist to draw me a picture of Indiana Jones and they do it would that be copyright infringement? Even if it's just for my personal use?

IANAL, but if OpenAI makes any money/commercial gains from producing a Ghibli-esque image when you ask, say you pay a subscription to OpenAI. What percentage of that subscription is owed to Ghibli for running Ghibli art through OpenAI's gristmill and providing the ability to create that image with that "vibe/style" etc. How long into perpetuity is OpenAI allowed to re-use that original art whenever their model produces said similar image. That seems to be the question.

Yeah that's fair, I'm trying to create an analogy to other services which are similar to help me understand.

If e.g. Patreon hosts an artist who will draw a picture of Indiana Jones for me on commission, then my money is going to both Patreon and the artist. Should Patreon also police their artists to prevent reproducing any copyrighted characters?