> Many (most?) people get ectopic beats, but the threshold for noticing them seems to differ.
This. Some of us have very high levels of proprioception. I can feel my pulse just by sitting quietly - I don't need to put my finger on my wrist to take it. Same with ectopic beats, I definitely feel them. And I find that there's a cycle to it - as you say there's a feedback loop: feel ectopic beat, become anxious, more ectopic beats, more anxious, etc. Then I have to try to actively forget about them. During those feedback times I'll have many ectopic beats / day (many per hour, even), but then some days later I'll realize I haven't had any for a while and I might go for weeks without noticing any.