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611 points sohkamyung | 1 comments | | HN request time: 0s | source
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ehnto ◴[] No.43102277[source]
The pathology for broken collar bones was changing right as I took up mountain biking, and subsequently shattered my collarbone.

It was hotly debated at the hospital, if my specific case should be operated on or not. Each time I had a checkup, one doctor would say "wait and see" while the other was saying "I can't believe we didn't operate on this".

At any rate, the outcome was as good as if they had operated on it, according to the doc anyway. Nice of them to test it out on me!

More related to this though, I have broken both my collarbones, the first time I had little direction and just held my arm still for 2-3 months. It took forever to heal, and my arm atrophied significantly. The second time, similar severity. I was guided through rehab and I was back using my arm within the first month, very little atrophy.

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edwcross ◴[] No.43102787[source]
Given the amount of injuries related to mountain biking, is there some specific insurance needed for it? It seems one of those "net-negative for the society activities", like trampolines.
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ghaff ◴[] No.43102883[source]
In general, "society" deciding what activities are too dangerous to routinely allow is a really nasty slope. Yes, there's some special insurance offered through private organizations for things like higher altitude mountaineering. But it's not that big a step to rule that any contact sport, for example, should require special insurance. I'm sure the insurance companies wouldn't mind.
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4ggr0 ◴[] No.43102980[source]
One thing which comes to mind is - why should we stop at sports, then? we'll immediately be at the point where smokers, alcoholics, obese people etc. should pay more, after all, their way of life statistically causes higher costs.

(i don't think either of those things should result in higher insurance prices, just continuing the thought.)

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1. autoexec ◴[] No.43113052{3}[source]
insurance companies already buy up information from data brokers and use that to jack up people's rates according to whatever they happen to find to justify it. They won't tell you when they do it, you'll just be offered a very different price than you would have been given if you didn't buy as much alcohol, spent more time at the gym, only drove your car in the daytime, or lived in a different zip code.