Most to all I agree. I disagree with monoliths and microservices. I am not a fan of microservice per se but I'm not a fan of monoliths either. I certainly prefer a mix depending on their use cases. However both designs deserve equal scrutiny.
My monolith horror started when I was working with Ruby developers. The problem with a monolith is when it becomes too big for itself. Realistically something between microservices and monoliths are where quality of life resides.
If you need a small service that needs to be fast and focused microservice it. If you need a service where it relies heavily on the same logic and shared across many things. As long as it is performant, modular and easy to fix, monolith it.
Either way conforming to one design certainly cripples the potential of services.
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