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Is the world becoming uninsurable?

(charleshughsmith.substack.com)
476 points spking | 4 comments | | HN request time: 0.001s | source
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tobyhinloopen ◴[] No.42734903[source]
American, living in area prone to natural disasters: "Is the WHOLE WORLD becoming uninsurable?"

The answer is obviously "no" since there are other parts of the world that don't live on a hurricane highway nor build houses made from firewood in an area prone to wildfires.

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gibsonf1 ◴[] No.42738455[source]
A key issue in the LA fires was bad management at all levels of government that could have prevented an order of magnitude of the damage (If procedures from the past were followed).
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vantassell ◴[] No.42738771[source]
You’re a fire management expert? What did LA do wrong?
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gibsonf1 ◴[] No.42738991[source]
1. Santa Ynez Reservoir right above Palisades was empty for the past year, depriving fire hydrants of water. (State incompetence)

2. La City defunded fire department removing 100 fire trucks from service due to maintenance. (City Incompetence)

3 Severe fire warnings reported days in advance of the fire. Rather than take precautions and position fire trucks and equipment etc as was done in the past, the Mayor flew off to Ghana. (City Incompetence, Fire Department incompetence (but partly because of cut budget)

4. Forest maintenance has been stopped. (State incompetence)

Competent management is needed or even worse can be expected in future.

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1. doug_durham ◴[] No.42739612{4}[source]
This is nonsense disinformation. Citations? This wasn't a forest fire so forest management isn't an issue. California makes massive investments in wild lands maintenance. It hasn't "stopped". Also most forest land in California is Federally owned. Perhaps our incoming president will invest some money in maintaining the peoples forests. This disaster deserves better responses.
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2. gibsonf1 ◴[] No.42740050[source]
I'm not sure what you mean about forests not involved: "The fire was first reported at about 10:30 a.m. PST on January 7, 2025, covering around 10 acres (4.0 ha) of the mountains north of Pacific Palisades" [1] California spending money has nothing to do with the outcomes in reality.

[1] https://en.wikipedia.org/wiki/Palisades_Fire

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3. saltcured ◴[] No.42740800[source]
I imagine they're rejecting the word "forest" to describe the landscape there. Locals would reserve the word "forest" for the coniferous zone of much higher elevation mountains. For example, the fire that destroyed Paradise, California some years ago was what we would all consider a forest fire.

The wild areas near Malibu and Pacific Palisades are more a mixture of chaparral and hilly grassland. There may be some oak trees scattered about, but it feels like more trees exist in the private home landscaping than in the actual wild areas.

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4. kristjansson ◴[] No.42744945{3}[source]
Exactly, and management of chaparral is even less straightforward forward forest.