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Is the world becoming uninsurable?

(charleshughsmith.substack.com)
478 points spking | 2 comments | 17 Jan 25 00:32 UTC | HN request time: 0s | source
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euroderf ◴[17 Jan 25 07:46 UTC] No.42735044[source]▶
Does it make any sense to talk about the foundations and the upper structures as being separately insurable ? Can foundations be reused ?
replies(2): >>42735096 #>>42737115 #
lionkor ◴[17 Jan 25 07:54 UTC] No.42735096[source]▶
I assume the foundations are concrete, and the rest is wood, cardboard and any combination of the two, so I could see that the foundation would survive a fire
replies(1): >>42737108 #
infecto ◴[17 Jan 25 13:05 UTC] No.42737108[source]▶
Get out of here, who is building a home out of cardboard?
replies(1): >>42737916 #
gertop ◴[17 Jan 25 14:35 UTC] No.42737916[source]▶
Drywall is two sheets of paper/cardboard cladding (increasingly) low density gypsum.

Soundproofing material is also often made of cardboard (though we do have alternatives for that, unlike drywall).

replies(1): >>42738423 #
infecto ◴[17 Jan 25 15:19 UTC] No.42738423[source]▶
Right, so the house is not constructed out of cardboard. Soundproofing in my part of the US is often rockwool and not cardboard.
replies(1): >>42738720 #
1. lionkor ◴[17 Jan 25 15:39 UTC] No.42738720[source]▶
Well it contains cardboard and wood, so it's made of cardboard and wood, among other non-flammables. If I say the house I live in is made of stone, brick, cement and rocks, obviously you know it has windows and insulation, and whatnot. It's still made of stone.
replies(1): >>42739966 #
2. infecto ◴[17 Jan 25 16:41 UTC] No.42739966[source]▶
Yes of course you are right, we describe homes based on the component that makes up 1% of total volume. Get out of here with your silly statement. Drywall may have a layer of paper/cardboard but that does not make it a cardboard home. Modern exteriors often use cement board, with a plastic vapor barrier. We don't say the home is made out of plastic and wood. Saying so is just to create a reaction.