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Is the world becoming uninsurable?

(charleshughsmith.substack.com)
476 points spking | 1 comments | 17 Jan 25 00:32 UTC | HN request time: 0.2s | source
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tobyhinloopen ◴[17 Jan 25 07:13 UTC] No.42734903[source]▶
American, living in area prone to natural disasters: "Is the WHOLE WORLD becoming uninsurable?"

The answer is obviously "no" since there are other parts of the world that don't live on a hurricane highway nor build houses made from firewood in an area prone to wildfires.

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infecto ◴[17 Jan 25 13:03 UTC] No.42737082[source]▶
Honest question. Why when people describe wood framed homes do they always phrase it like houses made from "firewood", "sticks", "twigs" etc? It at least for me always detracts from the argument at hand. You could just as easily build a wood framed home with an exterior shell that is fire resistant using modern materials or brick.
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1. acuozzo ◴[17 Jan 25 15:09 UTC] No.42738297[source]▶
For me it's the result of pent-up anger from the popularity of drywall and particle board here in the US.

It's not a big leap to go from complaining about the furniture and the walls being made from what seems like highly compressed dust to also complaining that underneath it all is a bunch of sticks.

It so often feels like a house of cards.