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Is the world becoming uninsurable?

(charleshughsmith.substack.com)
478 points spking | 6 comments | 17 Jan 25 00:32 UTC | HN request time: 0.625s | source | bottom
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tobyhinloopen ◴[17 Jan 25 07:13 UTC] No.42734903[source]▶
American, living in area prone to natural disasters: "Is the WHOLE WORLD becoming uninsurable?"

The answer is obviously "no" since there are other parts of the world that don't live on a hurricane highway nor build houses made from firewood in an area prone to wildfires.

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HacklesRaised ◴[17 Jan 25 08:57 UTC] No.42735436[source]▶
To be fair we are talking about an area of the country that is prone to seismic activity, it does limit the building materials.

Perhaps what should be more commonly accepted is that the US is a land of great natural beauty! And large tracts of it should be left to nature.

What's the average monthly leccy bill in Phoenix during the summer? $400?

Where does LA get most of its water? Local sources? I don't think that's the case.

New Orleans is a future Atlantis.

San Francisco is a city built by Monty Python. Don't build it there it'll fall down, but I built it anyway, and it fell down, so I built it again...

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1. simianparrot ◴[17 Jan 25 10:27 UTC] No.42736046[source]▶
> To be fair we are talking about an area of the country that is prone to seismic activity, it does limit the building materials.

Japan comes to mind as a country that's solved this.

> Where does LA get most of its water? Local sources? I don't think that's the case.

Relevant: https://www.latimes.com/california/story/2025-01-10/as-flame...

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2. niemandhier ◴[17 Jan 25 11:06 UTC] No.42736292[source]▶
Sure Japan did it, so did Mexico. The latter is probably much more important as an example for the US.

https://www.preventionweb.net/news/not-drill-how-1985-disast...

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3. contravariant ◴[17 Jan 25 11:29 UTC] No.42736439[source]▶
I would be interested to know how Japan combats wildfires. Historically at least it was quite a big problem, if I recall correctly.
4. galangalalgol ◴[17 Jan 25 12:46 UTC] No.42736965[source]▶
Many of the gouses burning weren't built to current codes, but the cost to retrofit houses to code was insurmountable by any of the owners and apparently by the state or even the nation. So they will just wait for them all to burn and then rebuild them I guess?
5. forgotmysn ◴[17 Jan 25 19:23 UTC] No.42742224[source]▶
Mexico is in the middle of a crippling drought
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6. umeshunni ◴[17 Jan 25 23:44 UTC] No.42744444{3}[source]▶
what does that have to do earthquakes?