The Third world has never been insurable. Insurance, supermarkets with self-checkout, home order delivery, all these things are only possible in high trust developed societies.
Home delivery works perfectly well in less developed society. As wages are so much lower it is very much cheaper to deliver to door and possibly even get documentation for signature. Big issue in the end is cost of living. Which affects everyone and most of things in live.
The problem with home delivery in a “low trust” area is that your delivered items will get stolen, unless you can manage to stay at home all day to receive deliveries.