I still remember getting so close with the Google Nexus 4 to being able to connect an SD card reader. It supported OTG, but did not have the required charge pump to supply 5V of VBUS. (Supposedly you could hack together something using a 9V battery, some resistors, and a kernel patch, but that was a bit more than I was willing to risk for the convenience.)
Finally, the Nexus 7 and Nexus 5 supported it out of the box, and while Android didn't offer a FAT32 implementation back then, there was (is?) a USB host API which let apps supply that instead, and I think somebody actually ended up implementing FAT32 in userspace to make it all work!