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91 points richardzhang | 4 comments | | HN request time: 0.2s | source
1. zitterbewegung ◴[] No.42179065[source]
Fintech and unofficial API are two things I wouldn’t consider using at best and at worst extremely risky and possibly can get you into trouble .
replies(2): >>42179544 #>>42179552 #
2. RockRobotRock ◴[] No.42179544[source]
How do you think Plaid worked before banks got onboard with OAuth?
replies(1): >>42179560 #
3. ◴[] No.42179552[source]
4. OsrsNeedsf2P ◴[] No.42179560[source]
Can confirm. Plaid continues to work this way as well for many banks.

I have heard from someone who worked there that (allegedly) one of the banks had a huge PI leak that was exposed to Plaid customers and (allegedly) nothing was done because Plaid didn't want to disclose their unofficial use.