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Show HN: Free mortgage analysis tool to avoid getting screwed by closing costs

(closingwtf.com)
273 points aaln | 2 comments | 15 Nov 24 17:38 UTC | HN request time: 0.466s | source
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kojeovo ◴[15 Nov 24 19:03 UTC] No.42149815[source]▶
The privacy and security part is not inspiring confidence. Scrolling to the next section got me thinking "Don't get scammed at closing, get scammed before closing after uploading your mortgage documents to a random website."

Cool idea though.

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293984j29384 ◴[15 Nov 24 19:37 UTC] No.42150121[source]▶
What sensitive data do you think is on a loan estimate? I've received a dozen over the years and it's literally just your name and the address of the property you want to buy. Both of which are public information if you do purchase the property.
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1. lolinder ◴[15 Nov 24 23:05 UTC] No.42152306[source]▶
We're talking about enough information to create a list of people who are in the process of making the largest purchase of their lives, coupled with the name of the businesses that they're considering sending money to and the exact dollar amounts that they're considering sending.

Scammers pay a lot of money to people who can get them those kinds of lists.

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2. 293984j29384 ◴[18 Nov 24 01:04 UTC] No.42168776[source]▶
Except that's not how it works. You don't pay the mortgage company, you pay the seller.