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Show HN: Free mortgage analysis tool to avoid getting screwed by closing costs

(closingwtf.com)
273 points aaln | 3 comments | 15 Nov 24 17:38 UTC | HN request time: 0.641s | source
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kojeovo ◴[15 Nov 24 19:03 UTC] No.42149815[source]▶
The privacy and security part is not inspiring confidence. Scrolling to the next section got me thinking "Don't get scammed at closing, get scammed before closing after uploading your mortgage documents to a random website."

Cool idea though.

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aaln ◴[15 Nov 24 19:31 UTC] No.42150061[source]▶
Hey, Aaron the builder here.

The scamming that happens to homebuyers is not even comparable to the risk in uploading docs to a website which promises they won't share user data with anyone. This is genuinely a pro buyer tool with no association with any 3rd party.

The tool has already helped many people negotiate and get a better deal on their mortgage. Please before judging understand that 70% of buyers overpay in their mortgage 1-3% in closing costs and bad rates. It's mind boggling how much lenders get away with profiting in junk fees from stressed out homebuyers.

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egorfine ◴[15 Nov 24 21:29 UTC] No.42151328[source]▶
I am genuinely surprised by the comments in this thread.

Privacy concerns are real but the importance of that matter in your project is overestimated here by an absurd level.

What I read is not a constructive criticism and the suggestions laid down are not realistic nor business relevant at all. I feel like this is some sort of mass wishful thinking.

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1. ryandrake ◴[15 Nov 24 22:54 UTC] No.42152211[source]▶
I think it's actually refreshing to see the top comments and constructive criticism be about privacy concerns. It shows that even for little "Show HN" projects, there is growing intolerance of half-assing it. Not saying OP in particular is half-assing it, but it's good to see these questions being regularly asked front and center. I honestly wish the Tech Media paid more attention to privacy and security instead of just copy-pasting companies' PR statements as "articles."
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2. paulcole ◴[16 Nov 24 15:01 UTC] No.42156758[source]▶
My opinion is that the OP shouldn’t even half-ass it. Ignore anybody who has complaints about privacy and 0-ass it. People just love complaining and telling other people The Right Way To Do Things.
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3. kojeovo ◴[17 Nov 24 15:19 UTC] No.42164602[source]▶
As the OP, I wasn't even complaining about privacy of the app or site per se. It was just feedback on how that part of the landing page copy made me, a potential consumer of the product (I'm in the process of buying a house rn) made me feel in the moment. Could be a quick copy change to fix.