US probes Tesla's Full Self-Driving software after fatal crash

- It failed with a cryptic system error while driving

- It started making a left turn far too early that would have scraped the left side of the car on a sign. I had to manually intervene.

- In my opinion, the default setting accelerates way too aggressively. I'd call myself a fairly aggressive driver and it is too aggressive for my taste.

- It tried to make way too many right turns on red when it wasn't safe to. It would creep into the road, almost into the path of oncoming vehicles.

- It didn't merge left to make room for vehicles merging onto the highway. The vehicles then tried to cut in. The system should have avoided an unsafe situation like this in the first place.

- It would switch lanes to go faster on the highway, but then missed an exit on at least one occasion because it couldn't make it back into the right lane in time. Stupid.

After the system error, I lost all trust in FSD from Tesla. Until I ride in one and feel safe, I can't have any faith that this is a reasonable system. Hell, even autopilot does dumb shit on a regular basis. I'm grateful to be getting a car from another manufacturer this year.

There’s a simple answer to this. As soon as it’s good enough for Tesla to accept liability for accidents. Until then if Tesla doesn’t trust it, why should I?

The average for all USA cars seems to be around $2000/year, so even if FSD was half as dangerous Tesla would still be paying $1000/year equivalent (not sure how big insurance margins are, assuming nominal) per car.

Now, if legally the driver could avoid paying insurance for the few times they want/need to drive themselves (e.g. snow? Dunno what FSD supports atm) then it might make sense economically, but otherwise I don't think it would work out.

Car insurance payments include people stealing your car, uninsured motorists, rental cars, and other issues not the drivers fault. Further insurance payments also include profits for the insurance company, advertising, billing, and other overhead from running a business.

Also, if Tesla was taking on these risks you’d expect your insurance costs to drop.