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1737 points pseudolus | 1 comments | | HN request time: 0.221s | source
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ssharp ◴[] No.41859717[source]
My workaround to this has been to email the company telling them I want to cancel. Once I either don't get a reply, or get a reply saying "just call us and we'll cancel!", I dispute the next charge with American Express and have the email record of trying to cancel. I believe they also offer a "stop allowing charges by this merchant" feature that cuts off future charges.
replies(7): >>41859774 #>>41859829 #>>41859974 #>>41864241 #>>41864377 #>>41864538 #>>41869961 #
fastball ◴[] No.41864538[source]
Although in practice I don't think it will be an issue, in theory issuing a chargeback on your credit card does not release you from any financial obligations you agreed to with a contract. And if that contract specifies that you must "call to cancel" I don't think "I emailed" will hold up in court (but IANAL). Of course with this FCC ruling that could very well not be the case, but in any case always be wary of issuing a chargeback and thinking the matter settled if you did actually have legitimate commerce with the business in question.
replies(2): >>41867056 #>>41871109 #
zmgsabst ◴[] No.41867056[source]
That requires your debt to:

a) be worth fighting for in court; and,

b) be of a nature the news won’t murder the company over the lawsuit.

replies(1): >>41869504 #
1. Spoom ◴[] No.41869504[source]
They don't have to go to court, they'll just send you to collections and report it on your credit.