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FTC announces "click-to-cancel" rule making it easier to cancel subscriptions

(www.ftc.gov)
1737 points pseudolus | 1 comments | 16 Oct 24 13:09 UTC | HN request time: 0s | source
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hypercube33 ◴[16 Oct 24 14:17 UTC] No.41859267[source]▶
Honestly, this is the best thing if it changes the worst experience I've had cancelling something - Gyms. They make it crazy easy to sign up, but a pain in the ass to stop being a member (for example, if you move and forget to cancel good luck - they want you to come in and talk to the manager in a lot of cases)
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wnolens ◴[16 Oct 24 14:38 UTC] No.41859559[source]▶
In these cases, can we not issue a chargeback via our credit card? Or put some sort of block on transactions from a particular source?

Seems silly to just accept virtually un-cancellable terms.

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1. irregardIess ◴[16 Oct 24 14:41 UTC] No.41859607[source]▶
Sure you can.

They will just continue attempting to collect money as per the contract you signed, and then send you bill to collections when they can't.

Edit: Credit card companies typically require/ask you to dispute with the merchant and attempt to do get a refund first before they will chargeback. If you try, and the gym can point to contract, you'll lose the dispute either way. Getting your credit card number changed stops the gym from charging you, but you'll still owe them money and you'll typically find out when you start getting calls from a collections agency.