You're mixing terms up, you don't rip using a torrent or any other p2p protocol. You download things.
You know how Netflix only allows you to stream 1080p in most browsers? That's because they don't support the DRMs content providers use for high-res content.
You'll see webrips all the time with 1080p because someone can just record their screen and call it a day, but the 4k content is harder since the DRM prevents everything on your system from recording it.
Not sure if webrips are screen recordings or actually downloaded copies, but it doesn't really matter.
I have subs for D+ and HBO Max, if they're using DRM I for sure don't notice and don't care about it, I use either the app on my TV or the app on my phone to Chromecast and it's flawless.
While content not on these platforms that I've chosen to subscribe to requires me to go though more hoops to get the same experience.
It's not that the torrent experience is shit, but things like synced subtitles can be hard to find (requirement when watching with most of my friends and family) for example.
I'm part of a quite decent private tracker we'll call "TD" and while I have nothing bad to say about my experience there, I will say the things I pay for work better.