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Stripe banned us for payment disputes but we never had a single dispute

(justuseapp.com)
693 points hienyimba | 5 comments | 14 Sep 21 10:51 UTC | HN request time: 0.22s | source
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avvt4avaw ◴[14 Sep 21 12:10 UTC] No.28523479[source]▶
Buddy, your business is selling "privacy cards" and "virtual cards" which hide the identity of the person making the transaction.

It's a massive money laundering red flag, it's not at all surprising that Stripe doesn't want to deal with you.

replies(2): >>28523661 #>>28523831 #
hienyimba ◴[14 Sep 21 12:25 UTC] No.28523661[source]▶
Privacy cards means the cards protect the user's real cards not their identity.

If you have ever been hacked or cannot cancel a renegade subscription, you would quickly grasp the need for Privacy cards.

replies(2): >>28523733 #>>28523938 #
1. ddtaylor ◴[14 Sep 21 12:31 UTC] No.28523733[source]▶
Gym memberships are notorious for this, btw.
replies(2): >>28524284 #>>28524849 #
2. ceejayoz ◴[14 Sep 21 13:15 UTC] No.28524284[source]▶
Said gym memberships tend to be because you signed an annual contract, with specific requirements to cancel early.

Using one of these one-time-use cards won't get you out of the debt itself, and these sorts of gyms will happily wreck your credit by sending it to collections.

replies(1): >>28525047 #
3. mikro2nd ◴[14 Sep 21 13:55 UTC] No.28524849[source]▶
FWIW I've been fucked over by Standard Bank in South Africa for just this. It's not just "shady" operators.
4. Macha ◴[14 Sep 21 14:08 UTC] No.28525047[source]▶
I've heard of some cases where the contract auto-renews and requires an in-person presence during a limited time window to cancel when they're quite busy.

While I'm sure these places have it in their terms, just making someone sign a contract to agree to it doesn't make it not-unethical or not worth criticising. It just makes it "not illegal in some jurisdictions"

replies(1): >>28525111 #
5. ceejayoz ◴[14 Sep 21 14:12 UTC] No.28525111{3}[source]▶
I certainly agree on the ethical front.

On the "use a privacy.com temporary card" front, the problem is functional, not ethical. They will sue you or send you to collections over the debt.