Stripe banned us for payment disputes but we never had a single dispute

I think all payment processors grow until they hit scale and become paypal. This may be because at that scale they hit new regulations, or have to manage their customers as aggressively as paypal.

As you scale, your probability that you will

1. Deal with bad actors

2. Misjudge an honest actor as a bad actor

both approach 1.

To make a general statement about Stripe, we'd need a broader statistical analysis rather than a single anecdote.