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    Stripe banned us for payment disputes but we never had a single dispute

    (justuseapp.com)
    693 points hienyimba | 13 comments | 14 Sep 21 10:51 UTC | HN request time: 1.304s | source | bottom
    1. protomyth ◴[14 Sep 21 11:19 UTC] No.28522999[source]▶
    How are we a "high risk" merchant when our business is not different from Truebill.com (subscription tracking) and Ramp Inc (spend management) a company Stripe recently invested in?

    The cynical me says there is your answer right there. You are a bit to close to something Stripe invested in, or at least close enough to something they will offer as a service soon.

    replies(5): >>28523049 #>>28523234 #>>28523247 #>>28523507 #>>28523940 #
    2. meylis ◴[14 Sep 21 11:24 UTC] No.28523049[source]▶
    It makes sense. They (stripe) want to get the biggest part of a cake and destroy small businesses. Such morones.
    replies(2): >>28523220 #>>28523236 #
    3. logicchains ◴[14 Sep 21 11:44 UTC] No.28523220[source]▶
    >Such morones.

    Does that mean morons? From their perspective, it's a smart thing to do, if they can get away with it. Or does it mean like "such big balls?".

    replies(1): >>28523382 #
    4. r_singh ◴[14 Sep 21 11:45 UTC] No.28523234[source]▶
    That's a ridiculous reason for blocking their account though. Is everyone learning from the best (cough Amazon)?
    replies(2): >>28523405 #>>28523440 #
    5. Sebb767 ◴[14 Sep 21 11:45 UTC] No.28523236[source]▶
    If they wanted the biggest part of the cake, the should keep the small businesses next to their own. The know their competitors and, in the case of them failing, they'd still be on the winning side.

    As the saying goes, to make money in a gold rush, sell pickaxes.

    6. ◴[14 Sep 21 11:47 UTC] No.28523247[source]▶
    7. Y_Y ◴[14 Sep 21 12:00 UTC] No.28523382{3}[source]▶
    At least in Spanish "morones" are little hills.
    8. sschueller ◴[14 Sep 21 12:04 UTC] No.28523405[source]▶
    It would also be illegal but going to court costs a lot of money.
    9. marcinzm ◴[14 Sep 21 12:07 UTC] No.28523440[source]▶
    >Is everyone learning from the best (cough Amazon)?

    You mean learning from the 5th highest market cap company? Isn't that sort of expected? The question you should ask if why the government doesn't step in since companies will do what they can to optimize stock price.

    replies(1): >>28523571 #
    10. oefrha ◴[14 Sep 21 12:14 UTC] No.28523507[source]▶
    Or, alternatively, the business (issuing virtual credit cards to consumers, seemingly worldwide) is pretty different from truebill.com (subscription tracking, yes, but doesn't issue cards, AFAICT) or Ramp (issues corporate cards instead of consumer cards, where I would assume there's a bit more due diligence).

    https://justuseapp.com/free-trial-card claims that one of their main selling points is

    > Access the American market

    > Our credit card comes with a U.S. billing address, so you can unlock features restricted to the U.S or Western markets especially if you don't live there.

    Isn't this just straight up fraud?

    Admittedly I'm not familiar with any of the services mentioned, so correction is welcome.

    11. soco ◴[14 Sep 21 12:19 UTC] No.28523571{3}[source]▶
    I'm afraid the answer to that question is called "lobby".
    replies(1): >>28523842 #
    12. adventured ◴[14 Sep 21 12:40 UTC] No.28523842{4}[source]▶
    If that actually worked as some people think it does, the corporate income tax rate would be 0%, there would be no labor laws, no OSHA, no EPA, and so on.
    13. Razengan ◴[14 Sep 21 12:49 UTC] No.28523940[source]▶
    So much for alternative payment processors being the messiahs to deliver us from the draconian fisting of Apple.

    Well at least PayPal has a spotless history of treating their users nicely.