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475 points danielstocks | 1 comments | | HN request time: 0s | source
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sneak ◴[] No.27301628[source]
> Hear hear, I used Klarna (not by choice)

It was by choice. You weren't born with an account.

Not taking personal responsibility for the rise of the ubiquity of these terrible online services (WhatsApp users, I'm looking at you) is a huge part of the problem. Pretending that you didn't opt-in is a lie you've told yourself; you shouldn't propagate that lie to others in society.

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lxgr ◴[] No.27302095[source]
> You weren't born with an account.

A merchant I shopped at, and paid in full by card, opened an account for me and shared line item details with Klarna, apparently because they are using them as their payments processor in addition to an installment payment option.

I noticed this when I later did in fact "open" an (or rather, claim an existing) account with them.

Very disturbing, and the bad aftertaste has never fully gone away.

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1. wensley ◴[] No.27306558[source]
Same thing happened to me when buying a graphics card from a computer parts website. Klarna was so well integrated into the UI of the checkout process that I didn't even notice I was giving my details to them.

Only afterwards I noticed on my bank statement. I sent them a gdpr request to delete my data.