Klarna users are being signed in to random accounts

> Hear hear, I used Klarna (not by choice)

It was by choice. You weren't born with an account.

Not taking personal responsibility for the rise of the ubiquity of these terrible online services (WhatsApp users, I'm looking at you) is a huge part of the problem. Pretending that you didn't opt-in is a lie you've told yourself; you shouldn't propagate that lie to others in society.

I needed to buy things, because that is life, and the merchant only offered Klarna. You might want to reconsider your hostile rhetoric, it does not come across well.

I'm afraid you don't decide what comes across as hostile. Things can be discussed in many ways, yours is one of assuming to hold all the answers in a conversation with a stranger you know very little about. I would reconsider this. You don't know what I was buying, for what reason, or if there was a realistic alternative. You just say "you weren't born with it", and "it's the truth". An unconvincing way to argue whatever point you actually have.

If you find truthful and accurate statements of fact to be hostile, I don't know what to tell you, other than perhaps clarifying that I wasn't intending to be convincing or persuasive.

Those that care about the truth will be persuaded sufficiently by facts, and everyone outside of those that care about the truth I am not interested in spending any effort persuading.