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Klarna users are being signed in to random accounts

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475 points danielstocks | 1 comments | 27 May 21 10:28 UTC | HN request time: 0s | source
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speedgoose ◴[27 May 21 10:54 UTC] No.27301406[source]▶
It will be an interesting post mortem if they make it public.
replies(1): >>27302598 #
kesor ◴[27 May 21 13:06 UTC] No.27302598[source]▶
if they make it though alive ...
replies(1): >>27302756 #
fogihujy ◴[27 May 21 13:23 UTC] No.27302756[source]▶
Let's hope not. They're deliberately trying to get people to take on debt rather than just do card payments, and even simple things like buying a book through a web site requires declining several offers for paying with credit.

Unfortunately, they're huge, and I doubt the Swedish authorities will do more than give them a fine and a slap on the wrist.

replies(2): >>27303051 #>>27303272 #
prestigious ◴[27 May 21 13:47 UTC] No.27303051[source]▶
Card payments are usually debt also?
replies(2): >>27303226 #>>27303275 #
fogihujy ◴[27 May 21 14:01 UTC] No.27303226[source]▶
Debit cards is more common in quite a few places. My impression has always been that paying everything with a credit card is a U.S. thing.

Here in Finland, It's not uncommon to have no debt apart from the mortage on one's home.

replies(3): >>27303691 #>>27305448 #>>27305536 #
1. philsnow ◴[27 May 21 17:18 UTC] No.27305536[source]▶
For what it's worth, I have paid for nearly everything I possibly could with credit cards for decades, and I haven't paid a cent in credit card finance charges in at least 15 years (since my fiancee straightened me out and helped me see that I was being dumb about debt). I have them set to auto-pay the entire balance every pay period.

I use them because consumer protections with other methods aren't as good here in the States. Paying with a credit card, if I have an issue with a vendor, after a good faith effort on my part to resolve the issue, I can just ask the credit card company to deal with it. (I don't abuse this, but I don't doubt there are people who do.)

There are better and worse credit card companies for this. American Express has great customer service but they aren't accepted in as many places.