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Klarna users are being signed in to random accounts

(twitter.com)
475 points danielstocks | 4 comments | 27 May 21 10:28 UTC | HN request time: 0.652s | source
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speedgoose ◴[27 May 21 10:54 UTC] No.27301406[source]▶
It will be an interesting post mortem if they make it public.
replies(1): >>27302598 #
kesor ◴[27 May 21 13:06 UTC] No.27302598[source]▶
if they make it though alive ...
replies(1): >>27302756 #
fogihujy ◴[27 May 21 13:23 UTC] No.27302756[source]▶
Let's hope not. They're deliberately trying to get people to take on debt rather than just do card payments, and even simple things like buying a book through a web site requires declining several offers for paying with credit.

Unfortunately, they're huge, and I doubt the Swedish authorities will do more than give them a fine and a slap on the wrist.

replies(2): >>27303051 #>>27303272 #
feu ◴[27 May 21 14:04 UTC] No.27303272[source]▶
>They're deliberately trying to get people to take on debt rather than just do card payments

So what? It's 0% interest. It's incredibly helpful to have easy-access financing to split purchases across a few months.

>even simple things like buying a book through a web site requires declining several offers for paying with credit.

This sounds so specific it seems like you're taking a bad experience with one website and pretending all websites are like this. Most e-commerce sites I've used in the past year offer Klarna or some similar service and all of them have been implemented as just another option in a set of radio buttons.

replies(3): >>27303322 #>>27303525 #>>27307326 #
1. fogihujy ◴[27 May 21 14:08 UTC] No.27303322[source]▶
> So what? It's 0% interest.

Debt is slavery and so on. Let's not get too hung up on the fact that I dislike it.

> Most e-commerce sites I've used in the past year offer Klarna or some similar service and all of them have been implemented as just another option in a set of radio buttons.

Radio buttons is fine. It's the defaults and "are you sure you don't want to pay with credit?" questions I'm bugged out about. I don't have an issue with them offering it as an option. I've seen it with multiple websites using Klarna for payment handling.

replies(1): >>27303484 #
2. gruez ◴[27 May 21 14:22 UTC] No.27303484[source]▶
>Debt is slavery and so on.

No it's not, and statements like that trivializes the mistreatment that actual slaves went through.

replies(2): >>27304138 #>>27312587 #
3. kqr ◴[27 May 21 15:17 UTC] No.27304138[source]▶
I agree, but just to clarify: inability to pay one's debts has historically been one of the primary ways into forced labour with unfavourable conditions. A bit away from slavery still, but not a completely out of the air connection.
4. fogihujy ◴[28 May 21 07:17 UTC] No.27312587[source]▶
You missed the point. It was a deliberate simplification (hence a simplification of a biblical quote and the addition of "and so on") intended to steer the focus away from my personal opinion about debt, and towards the second point, i.e. dark patterns in order to get people to pay with credit rather than with a debit card.