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Klarna users are being signed in to random accounts

(twitter.com)
475 points danielstocks | 4 comments | 27 May 21 10:28 UTC | HN request time: 0.318s | source
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josteink ◴[27 May 21 10:58 UTC] No.27301435[source]▶
Lots of times when I’ve been buying things in e-shops I’ve been offered to pay using Klarna as a payment broker.

But doing so has always been more confusing for me compared to “regular” payments with a credit card anywhere else, and has on overall been a negative experience for me.

I really don’t understand why anyone would prefer to use them at all.

What am I missing? Can anyone help me understand?

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1. jan_Inkepa ◴[27 May 21 11:24 UTC] No.27301660[source]▶
They were also doing short-term loans [ https://www.bbc.com/news/business-56343942 ], which were for a while being pushed quite heavily in some internet community things I'm a part of.

Also, I figure they must be paying a lot of money to be the default payment provider on so many services.

For me, asking for my bank login details is...ridiculous - it'll be interesting to see if it is still following the same tactics in a few years.

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2. def_true_false ◴[27 May 21 11:37 UTC] No.27301779[source]▶
> asking for my bank login details is...ridiculous

Is there more information on this? Are they doing the same thing Plaid does in the US? That is, literally asking for user credentials to internet banking instead of using the banks' proper APIs?

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3. gpvos ◴[27 May 21 12:38 UTC] No.27302294[source]▶
I don't know about current Klarna, but they took over Sofortüberweisung, which has been doing exactly that since 2004. Avoided them like the plague ever since.
4. jan_Inkepa ◴[27 May 21 12:56 UTC] No.27302489[source]▶
They are (or at least were, haven't checked in a while) asking for private bank account access details, yeah - https://www.reddit.com/r/germany/comments/bweqaa/is_it_safe_...