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475 points danielstocks | 1 comments | 27 May 21 10:28 UTC | HN request time: 0.215s | source

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josteink ◴[27 May 21 10:58 UTC] No.27301435[source]▶

Lots of times when I’ve been buying things in e-shops I’ve been offered to pay using Klarna as a payment broker.

But doing so has always been more confusing for me compared to “regular” payments with a credit card anywhere else, and has on overall been a negative experience for me.

I really don’t understand why anyone would prefer to use them at all.

What am I missing? Can anyone help me understand?

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1. djhworld ◴[27 May 21 11:04 UTC] No.27301481[source]▶

>>27301435 #

I think the main selling point is being able to buy clothes and return the ones that don't fit without having to pay for the lot first, and get a refund later.

The same can be applied to a credit card though so it's not a strong argument

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Klarna users are being signed in to random accounts