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pc ◴[] No.22890523[source]
Stripe cofounder here. This isn't really new -- it's an extension of our last round (https://www.cnbc.com/2019/09/19/fintech-start-up-stripe-notc...).

That said, we've seen a big spike in signups over the past few weeks. If any HN readers have integrated recently and have feedback, we're always eager to hear it. Feel free to email me at patrick@stripe.com and I'll route to the right team(s).

As always, thank you to the many HNers who are also active Stripe users!

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charlesju ◴[] No.22890684[source]
Congratulations. We've recently decided to go with Paypal Pro for better rates on micropayments. Do you guys plan to have a similar program soon?
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pc ◴[] No.22891095[source]
Yeah, we don't like the current situation, and this is a topic of ongoing discussion. Credit card network fees make it tricky to do it well but we really want to find a way to make it work.
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jcrben ◴[] No.22891125[source]
Wish you could disintermediate credit card fees. I'm sort of hopeful that credit card surcharging might grow (https://www.cardx.com/) and start competition on those costs.
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kingbirdy ◴[] No.22891230[source]
I don't have strong feelings either way on having consumers pay CC processing fees, but encouraging them to use debit cards online seems irresponsible given the non-existent fraud protections on debit cards. Of course it's technically consumers' responsibility to know and trade off that risk versus the savings, but at least in the US the sad reality is that personal finance education is woefully lacking or non-existent for most people and they don't know the difference.
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1. jcrben ◴[] No.22891586[source]
Yeah. I'm optimistic that the the relentless long-term competitive march to improved customer experience will include better fraud protections on debit cards. Reduced expenses as technology helps us identify fraud will also help.

I haven't used a debit card in years to maximize benefits (altho I sometimes use cash when required by small businesses), but the Capital One debit card advertises $0 Fraud Liability https://www.capitalone.com/bank/debit-card/.