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Stripe Chargeback Protection

(stripe.com)
341 points shedside | 1 comments | 03 Jun 19 11:19 UTC | HN request time: 0.208s | source
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shedside ◴[03 Jun 19 11:28 UTC] No.20082086[source]▶
Don't know if anyone from Stripe is listening here but: it'd be amazing to be able to deploy chargeback protection selectively, as a Radar rule. So that for example we could say: charges from the US are protected (and subject to the extra fee) while charges from the UK are not.
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flibble ◴[03 Jun 19 11:38 UTC] No.20082123[source]▶
That’s exactly what we’d like. 95% of our transactions come from trusted customers which have ~0% chance of a chargeback. We’d like to apply this check and insurance on only the transactions that we are not sure about.

Requiring it to be all or nothing makes the feature useless (not cost effective) for merchants with a low fraud rates.

replies(4): >>20082139 #>>20082212 #>>20082233 #>>20082242 #
1. nulbyte ◴[03 Jun 19 11:53 UTC] No.20082212[source]▶
It may not be cost effective for you, but your proposal doesn't seem cost effective for Stripe, either.