Although I can say that most financial institutions are not nearly as scrupulous in checking their systems as you would expect.
When I would work my way through their auth layer, I'd be sending them like 500 login requests every hour. They never contacted the account I used, so I have to assume they weren't checking for abnormalities like that.
The only time I really fucked up was when I tried to do that with a particular broker in Singapore. Singaporean companies have their shit _locked down_. I spent one hour debugging one of their endpoints, and it let off so many alarms that the CTO of their company was woken up in the middle of the night.