Brave's attempt to find a new way to pay content creators (and, sure, insert themselves into the process) seems to be in good faith. And I'll admit that the complaints are mostly in good faith too, especially that there should be a feature to opt-out, or there should be a way to receive your funds automatically (I'm surprised and don't 100% believe that there is not).
But the complaints and arguments saying this is "fraud" seem to be in bad faith. There's no evidence that these donations are completely irretrievable from the creators they were intended to go toward. Stop emotionally throwing around the word "fraud" as if there's criminal intent here for Brave to keep every penny of donations, zero intent to ever make that money available to the intended recipients.