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321 points Helloworldboy | 3 comments | | HN request time: 0.289s | source
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joshuamorton ◴[] No.15723512[source]
(disclosure, I work at google, and previously at YouTube)

This allows a user to donate to a content creator even if that creator doesn't have any way to get access the donations. That is, until youtubers start registering themselves in the payment tool, this is essentially watching someone's video, and then throwing money into a hole.

With other patronage systems, like patreon, you cannot donate money until the creator has an account. To me, that feels super sketch.

Edit: It reminded me to go and check my old bitcointip and altcointip accounts on reddit, on which I apparently had combined closed to $30 in BTC at today's prices, but which have both been shuttered and are now inaccessible. That's not promising.

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Ajedi32 ◴[] No.15723845[source]
The money doesn't go "into a hole". The funds are saved and a creator can retrieve them at any time once they sign up for an account: https://brave.com/publishers/#getverified Basically, it's their money, and whether they decide to withdraw it or not is entirely up to them.

IMO this is the right way to do it because it solves the chicken and egg problem that would normally exist with a universal funding method like this. Users don't have to worry about what payment platforms their favorite creators support; they can just browse the web like normal and the platform takes care of the rest.

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joshuamorton ◴[] No.15723961[source]
It's thrown into a hole in exactly the same way that my $30 I tipped btc is not mine, because I never got it out of the system.

Edit: I said it better in response to a sibling of yours: I think it's unethical for a platform to accept payment on my behalf without my permission.

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33W ◴[] No.15724203[source]
> I think it's unethical for a platform to accept payment on my behalf without my permission.

Would it be similarly unethical to accept donations to {charity} without first getting their approval?

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gknoy ◴[] No.15724266[source]
If I accept donations for ${Charity}, but then say "well they have to actually ask me for it before I send it to them ...", and in the meantime it sits in my bank account, I feel like that _would_ be somewhat unethical.
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joshuamorton ◴[] No.15724288[source]
If the charity had to jump through hoops to receive the donations, yes. If the creators could just get a check in the mail, or BAT were converted to cash and forwarded to an existing patreon, I wouldn't have the same concerns that I do as is.
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Ajedi32 ◴[] No.15724366[source]
I'm not sure what you're expecting them to do. They already send creators an email telling them how to claim their money once the accumulated funds reach a significant amount. How is that any less convenient than a check in the mail?
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bradleyjg ◴[] No.15724506[source]
Are you seriously asking about what is less convenient about getting a check in the mail that can be deposited at any bank account in the world vs getting an email explaining the hoops you need to jump through in order to create an account to get access to a BAT tokens which can then be turned into cash by creating another account at some shady crypto coin exchange?
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1. Ajedi32 ◴[] No.15724658[source]
What makes you think you necessarily need a separate account at an exchange? Theoretically Brave could offer to pay you via pretty much any method you want. (Direct deposit, Paypal, Bitcoin, BAT, or yes, even a check in the mail if you prefer.) They just need a way to verify that they're sending the money to the right person; it's not like they already have your address.
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2. trhway ◴[] No.15725625[source]
What if they can't verify? Do they return unclaimed money to sender? To state?
3. JumpCrisscross ◴[] No.15726187[source]
Randomly accepting money from strangers is a bit of a compliance nightmare. You don’t want to chair a charity that winds up having received donations from sanctioned persons.