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142 points helloworld | 3 comments | | HN request time: 0.001s | source
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rrggrr ◴[] No.12306859[source]
You can either have a system where everyone is covered at great relative expense to the healthy, or one where everyone is covered at great expenses to taxpayers. Either way, quality of care, breadth of services and speed of access are going to suffer. Demographic reality is inescapable.
replies(1): >>12308321 #
1. zaroth ◴[] No.12308321[source]
Only 5-10% pay the majority of taxes, but almost everyone is, eventually, not healthy.

Another way to put it is that average lifetime healthcare cost is about $250k for men, $350k for women.

So yes, definitely people should be paying for health insurance while they are healthy, so that they can also have it when they are sick.

In a sense, health insurance should be priced just like a $250k/$350k term-life policy that you take out at birth.

replies(1): >>12309023 #
2. antisthenes ◴[] No.12309023[source]
> Another way to put it is that average lifetime healthcare cost is about $250k for men, $350k for women.

Do you have a source for these numbers?

replies(1): >>12309617 #
3. zaroth ◴[] No.12309617[source]
The Lifetime Distribution of Health Care Costs http://www.ncbi.nlm.nih.gov/pmc/articles/PMC1361028/