Following would have been mandated coverage by employers, and from there would probably have been room to cover most of the rest or provide tax incentives to do so.
As it is, when people are paying the entire premium cost directly, they're far more likely to use that resource more, effectively raising costs... the lockin is another negative issue.
Creating a publicly sponsored baseline would establish more competition and as an NPO incentive to drive down pricing. The larger issue is IP surrounding medications and medical equipment. Much of which could be improved by front-loading patent application fees, reducing the approval rates for extension patents, and statutory licensing fees for medications more than 5 years old.
In the end government should encourage competition, with innovation as a side effect instead of trying to encourage innovation by expanding upon misguided protectionist extremism.
But that's my thought on a pragmatic solution that could have worked better with a libertarian mindset.
Governing is about consensus among ideologically opposed members, not about correctness or efficiency.
If I had the financial independence to run for Congress, I absolutely would.. unfortunately I need to work for a living, and being able to sustain a living while even trying to run isn't something I'd be able to do. Beyond this, running as a Libertarian would be even more difficult.
First, I'm in favor of voting for no incumbents for a few election cycles... from there, I'd love to see actual politicians working to sell pragmatic choices towards consensus instead of the give/take we get today, with the boatloads of pork that come with it.
Such is the nature of democracy and all design by committee, accept it, it's better than the alternative: dictatorship.
> than a more pragmatic approach
Forcing more pragmatic approaches would require dictatorship and thus is simply not the correct measure to be looking at.
> If I had the financial independence to run for Congress, I absolutely would..
That wouldn't make any difference, there'd still be a committee and the resulting solutions will never be the more pragmatic ones.