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Taking money off the table

(zachholman.com)
135 points holman | 3 comments | 30 Oct 25 18:50 UTC | HN request time: 0.002s | source
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GCA10 ◴[30 Oct 25 20:04 UTC] No.45764665[source]▶
There's a crucial extra factor that isn't in the original article, but ought to be: Money's ability to buy great experiences decreases as you get older. I've seen this with beach vacations, road trips to see a favorite band, fast cars, ski trips, etc.

Seize the moment, friend! What you can do NOW with that 10% slice will never exactly be on your possibilities map again.

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pjmorris ◴[30 Oct 25 20:12 UTC] No.45764781[source]▶
We were in our 20's when my friend said 'A day in your 20's is worth a year in your 30's, a day in your 30's is worth a year in your 40's, etc...' Now in our 60's we're a little less adamant - every day is worth something.- but it has been a useful perspective.
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1. SoftTalker ◴[30 Oct 25 21:54 UTC] No.45765843[source]▶
A day in my 20s was worth nothing. I went and flipped burgers for $4/hr, then probably went out for beers at a dive bar that night. Just living day to day.
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2. RandomBacon ◴[30 Oct 25 22:50 UTC] No.45766316[source]▶
I imagine your 70 or 80 year-old self would think that a day like that in your 20s is worth the moon.
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3. SoftTalker ◴[30 Oct 25 23:47 UTC] No.45766816[source]▶
I’m ten years away from that age. I’d never go back, unless I could take what I’ve learned since then with me.