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Taking money off the table

(zachholman.com)
135 points holman | 3 comments | 30 Oct 25 18:50 UTC | HN request time: 0s | source
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GCA10 ◴[30 Oct 25 20:04 UTC] No.45764665[source]▶
There's a crucial extra factor that isn't in the original article, but ought to be: Money's ability to buy great experiences decreases as you get older. I've seen this with beach vacations, road trips to see a favorite band, fast cars, ski trips, etc.

Seize the moment, friend! What you can do NOW with that 10% slice will never exactly be on your possibilities map again.

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jocaal ◴[30 Oct 25 20:24 UTC] No.45764897[source]▶
I don't agree. How can wasting your money in your twenties and thirties be more valuable than saving for an early retirement. Imagine being able to retire at 40 and do whatever you want. If you weren't stupid, your health should be good enough. Why prolong the time you have to do stupid chores for other people when you can be strategic and opt out as early as possible.
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1. FanaHOVA ◴[30 Oct 25 20:30 UTC] No.45764946[source]▶
> Imagine being able to retire at 40 and do whatever you want. If you weren't stupid, your health should be good enough.

Do you really believe people who have health issues at an early age are simply stupid?

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2. ◴[30 Oct 25 20:42 UTC] No.45765069[source]▶
3. lostlogin ◴[30 Oct 25 21:38 UTC] No.45765676[source]▶
There is probably a stronger argument that health issues later in life a due to being ‘stupid’.