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Taking money off the table

(zachholman.com)
135 points holman | 5 comments | 30 Oct 25 18:50 UTC | HN request time: 0.001s | source
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GCA10 ◴[30 Oct 25 20:04 UTC] No.45764665[source]▶
There's a crucial extra factor that isn't in the original article, but ought to be: Money's ability to buy great experiences decreases as you get older. I've seen this with beach vacations, road trips to see a favorite band, fast cars, ski trips, etc.

Seize the moment, friend! What you can do NOW with that 10% slice will never exactly be on your possibilities map again.

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1. pjmorris ◴[30 Oct 25 20:12 UTC] No.45764781[source]▶
We were in our 20's when my friend said 'A day in your 20's is worth a year in your 30's, a day in your 30's is worth a year in your 40's, etc...' Now in our 60's we're a little less adamant - every day is worth something.- but it has been a useful perspective.
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2. SoftTalker ◴[30 Oct 25 21:54 UTC] No.45765843[source]▶
A day in my 20s was worth nothing. I went and flipped burgers for $4/hr, then probably went out for beers at a dive bar that night. Just living day to day.
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3. RandomBacon ◴[30 Oct 25 22:50 UTC] No.45766316[source]▶
I imagine your 70 or 80 year-old self would think that a day like that in your 20s is worth the moon.
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4. RickJWagner ◴[30 Oct 25 23:41 UTC] No.45766758[source]▶
I’ve just started my 60s.

Physically, I don’t feel a lot different than in my 40s. ( I’m pretty firm in my exercise schedule. ) But looking over almost anyone in their 80s, I’m reminded that the 60s likely kicks off ‘the fourth quarter’, to use sports parlance.

Time to let it all hang out, leave nothing on the table.

5. SoftTalker ◴[30 Oct 25 23:47 UTC] No.45766816{3}[source]▶
I’m ten years away from that age. I’d never go back, unless I could take what I’ve learned since then with me.