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ACA health insurance will cost the average person 75% more next year

(www.npr.org)
130 points geox | 1 comments | 18 Jul 25 13:21 UTC | HN request time: 0.207s | source
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ceejayoz ◴[18 Jul 25 13:59 UTC] No.44604713[source]▶
> Now that those subsidies are going away for next year, premiums are going to spike. For example, if someone paid $60 a month for their health insurance this year, they might be looking at $105 a month next year.

I was on the exchanges, unsubsidized, until this year. Last year's premium went from $3,000/month to $3,600/month. I had to buckle and get on a company plan with less coverage this year.

Meanwhile, every other piece of spare real estate in town is a new medical facility. Urgent cares, palatial orthopedic facilities… There's a crash coming.

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1. xtiansimon ◴[19 Jul 25 14:29 UTC] No.44615753[source]▶
> “For example, if someone paid $60 a month for their health insurance this year, they might be looking at $105 a month next year.”

This example is meaningless, except to explain how math works.

I have NYS Marketplace Bronze (insipid terminology) plan. I’m 55 and in good health (knock). These are no other people on my plan. My plan cost is $600/mo. I pay $300 and get a tax credit for $300 (which I can claim monthly, but which is reconciled on my tax return). This is the only way to discuss the cost.

So what is the change? Is the cost going up? Every indication is yes. Is the tax benefit going down? Not clear.