There is something very wrong with American attitudes.
There is something very wrong with American attitudes.
That's a large reason why there is no major change in this area, even though one is sorely needed.
Personally, I'd just open Medicare up to anyone who wants it by paying some additional fee each month and see how that goes, but that's too simple for most politicians I think.
The big question is how big the fee is. Even with Medicare you have plenty of costs, and that's after paying 5.6% of pay into the system for 30+ years. My guess would be that the cost will be similar to what we're seeing on the ACA market with $500-3000 premiums depending on your deductible.
The problem is it costs what it costs. To reduce individual cost you have to reduce the cost of service or pay for it from some other source.