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713 points freedomben | 10 comments | | HN request time: 0.892s | source | bottom
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timpera ◴[] No.44606574[source]
Considering their volume, I find it hard to believe that Valve couldn't find another, more lenient payment processor with similar fees.
replies(6): >>44606597 #>>44606628 #>>44606650 #>>44606747 #>>44606777 #>>44608711 #
1. astura ◴[] No.44606650[source]
Adult content has a high chargeback rate and high fraud rates so payment processing for adult content has higher fees.
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2. giancarlostoro ◴[] No.44606688[source]
Which makes less sense when you consider Steam will refund you game if you dont want it.
replies(1): >>44606809 #
3. Dylan16807 ◴[] No.44606780[source]
People say that a lot but I haven't seen actual statistics, and sites that have established low chargeback rates face the same issues.

Also that's not a reason to ban certain genres/kinks, which is what's happening here.

4. david38 ◴[] No.44606809[source]
I don’t think you understand what’s being said. He’s not talking about the ability to refund
replies(1): >>44606911 #
5. AIPedant ◴[] No.44606910[source]
The fact that these were specifically incest games makes me think a title was somehow involved in distributing CSAM, which is often why Visa/MC crack down on porn websites.

But it is possible that Visa sensibly and correctly said "anyone who makes or purchases such a game is a despicable scumbag, and we shouldn't assume the financial risk of dealing with them."

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6. jowea ◴[] No.44606911{3}[source]
But is there a good reason to do a chargeback if you can easily refund it? Yes if someone stole the CC and used it buy something on Steam, but is that the concern or that someone buys something with a CC on their own account, and then chargebacks instead of refunding?
7. neuroelectron ◴[] No.44606926[source]
You need to be more specific. Conflating "adult content" with porn is both problematic is masks the real issue. A large majority of games Valve sells are adult content. But as you can imagine grand theft auto is not causing a lot of political backlash, despite the objectionable content.
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8. Dylan16807 ◴[] No.44607221[source]
That's a pretty wild idea for what someone would be putting on steam as a visual novel. And why would they need to be pressured into removing horrible illegal content?

Or you think one person did that and it made the credit cards decide any story with incest would be the same? That would be ridiculous on their part.

9. mitthrowaway2 ◴[] No.44610919[source]
I think the government should be the one deciding what makes someone qualify as a despicable scumbag, not a private payment processor that is essentially acting as a utility provider. For the same reason, I also don't think an electric company should be allowed to shut cancel your building's electricity if they don't like your mismatched socks.
10. Am4TIfIsER0ppos ◴[] No.44611507[source]
You say that but the same censors behind this also got GTA5 pulled from retail stores