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ACA health insurance will cost the average person 75% more next year

(www.npr.org)
129 points geox | 3 comments | 18 Jul 25 13:21 UTC | HN request time: 0.017s | source
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chris_wot ◴[18 Jul 25 14:05 UTC] No.44604778[source]▶
I’ve never understood why America doesn’t have a decent health care system. And then America voted for Trump, and everyone appears shocked at what he has done…

There is something very wrong with American attitudes.

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bpt3 ◴[18 Jul 25 14:21 UTC] No.44604928[source]▶
America does have a decent healthcare system for the vast majority of its citizens (people with full time jobs and their dependents, plus the elderly).

That's a large reason why there is no major change in this area, even though one is sorely needed.

Personally, I'd just open Medicare up to anyone who wants it by paying some additional fee each month and see how that goes, but that's too simple for most politicians I think.

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1. esseph ◴[18 Jul 25 14:41 UTC] No.44605176[source]▶
54%

As of 2023, that seems to be the percentage of people that have healthcare through their employer.

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2. bpt3 ◴[18 Jul 25 14:53 UTC] No.44605319[source]▶
Not sure where that number is from, but what I've seen it's around 60% usage and 75% availability for non-Medicare eligible Americans (https://www.kff.org/health-policy-101-employer-sponsored-hea...)

It's also worth noting that the percentages are substantially higher than the averages for the portion of the population who generally votes.

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3. esseph ◴[18 Jul 25 14:59 UTC] No.44605384[source]▶
"Of the subtypes of health insurance coverage, employment-based insurance was the most common, covering 53.7 percent of the population for some or all of the calendar year, followed by Medicaid (18.9 percent), Medicare (18.9 percent), direct-purchase coverage (10.2 percent), TRICARE (2.6 percent), and VA and CHAMPVA coverage (1.0 percent). While the private coverage rate was statistically unchanged between 2022 and 2023, the employment-based coverage rate declined by 0.7 percentage points to 53.7 percent in 2023. At the same time, the rate of direct-purchase coverage increased by 0.3 percentage points to 10.2 percent in 2023."

https://www.census.gov/library/publications/2024/demo/p60-28...

More:

https://www.unionhealthcareinsight.com/post/why-employer-hea...