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ACA health insurance will cost the average person 75% more next year

(www.npr.org)
129 points geox | 1 comments | 18 Jul 25 13:21 UTC | HN request time: 0.207s | source
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jasonthorsness ◴[18 Jul 25 13:54 UTC] No.44604677[source]▶
Does “ACA health insurance” classification used here include everyone who buys insurance on their own who are not employed by a large-enough company or on Medicare/medicaid?

The job-based insurance system in USA is so bogus.

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crowbahr ◴[18 Jul 25 14:02 UTC] No.44604745[source]▶
It's kinda hard to tell in the article but it seems specifically to apply to subsidized ACA purchases. There are market rate purchases on the ACA site too - I don't expect those will go up. They're already ruinously expensive.
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1. DennisP ◴[18 Jul 25 14:30 UTC] No.44605030[source]▶
Subsidies are going away but they're raising the unsubsidized rates because of that. This is the key paragraph:

> If healthy people opt out, the insurance pool is left with those who cost insurance companies more — people who can't go without health insurance because of chronic conditions or expensive medications. "That's why insurance companies are going ahead and charging a higher premium, with the expectation that the market is going to get sicker next year